Multidimensional analysis of synergy, financial security and risks of Belarusian banking ecosystems
Keywords:
ecosystem, bank, risk, synergy, financial security, stability, forecastAbstract
The purpose of the article is to conduct a multidimensional, comprehensive study of synergy, financial security and risks in the context of the development of banking ecosystems in the Republic of Belarus using scientifically sound methods, relevant statistical data, predictive modeling and practical cases.
Material and methods. The theoretical basis of the research was the work of domestic and foreign authors on the topic of financial ecosystems in general and banks in particular. The following methods were used: synthesis, generalization, comparison.
Results. The author of this study has studied the synergetic potential, the level of financial security and the range of risks in the ecosystems of Belarusian banks. Special attention is focused on quantifying the interrelationships between these factors, based on current statistical data, forecast models and practical cases of Belarusian banks for the period 2023-2025. The article provides a comparative analysis with international practices, which makes it possible to determine the competitive positions and development prospects of the Belarusian banking sector in the context of digital transformation.
Conclusion. The ecosystems of Belarusian banks are complex, dynamic structures that are in the process of active formation and evolution. The success of the banking system of the Republic of Belarus in the long term will largely depend on the ability to effectively manage both the synergetic potential and the risks inherent in ecosystems, adapting its business models to changing technological and regulatory realities. Further research should focus on an in-depth analysis of the relationships between different participants, a quantitative assessment of the impact of synergies and risks on financial performance, as well as the development of predictive models that take into account the specifics of the Belarusian financial market.
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