Анализ банковского портфеля срочных депозитов и оценка уровня его стабильности
Abstract
В статье рассматривается необходимость анализа стабильности портфеля срочных депозитов. Первая часть статьи содержит в себе обоснование необходимости разработки новых инструментов для анализа стабильности срочных депозитов, отличных от инструментов, используемых в работе со средствами до востребования. Во второй части приводится ряд разработанных индикаторов состояния депозитного портфеля, позволяющих увеличить эффективность оценки его стабильности, а также методы их использования. The article discusses the need for analysis of time deposits portfolio stability. The first part of the article contains a justification of the need to develop new tools for the analysis of the stability of fixed-term deposits other than from the tools used in working with the demand. The second part provides a number of indicators developed by the state of the deposit portfolio, maximizing the efficiency evaluation of its stability, as well as their methods of use.References
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