Ключевые аспекты ранней диагностики рисков в банках и пути ее совершенствования.
Abstract
Успешное выявление проблемных банков зависит от информации, полученной из широкого множества различных источников. Важно, чтобы информация являлась своевременной, актуальной и хорошего качества. Эффективное выявление проблемного банка и принятие корректирующих мер имеет важное значение не только для определения надежности банка, но и для оценки устойчивости финансовой системы в целом, поскольку банки являются доминирующими игроками в финансовой системе. Успешное управление проблемными банками сократит вероятность банкротства отдельных банков, а также предотвратит банковский кризис и минимизирует расходы на разрешение проблемных ситуаций.Ключевые слова: банковские риски, диагностики проблемных банков, финансовой отчетности, системы раннего оповещения, внутреннего контроля. = Successful identification of problem banks depends on the information collected by the supervisor from a wide variety of different sources. It is important that the information is timely, relevant and of good quality. Effective problem bank identification and resolution is crucial to ensure not only the sound-ness of a bank but also for the resilience of the financial system as a whole since banks are dominant players in the financial system. Successful problem bank management will reduce the potential of both individual bank failures and banking crisis as well as minimize resolution costs. Keywords: banking risks, diagnosis, problem banks, financial reporting, early warning system, internal control.References
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