Особенности такафул-страхования
Abstract
В статье обобщены особенности такафул-страхования через характеристику запрещенных элементов классического страхования. Выделены основные этапы зарождения такафул-страхования в мире. Предложена классификация такафул-страхования по таким признакам, как способ предоставления услуг, специализация услуг, потребители услуг, организационная модель. Обобщены специфические характеристики основных моделей такафул-страхования в зависимости от участия в прибыли акционеров такафул-оператора. Предложено внедрение элементов такафул-страхования в новые страховые продукты классического страхования. Ключевые слова: такафул-страхование, оператор, участники, элементы, классификация, модели. The article summarizes the features of the Takaful-insurance through the characteristics of the prohibited elements of classical insurance. There are marked the basic stages of the birth of the Takaful insurance in the world. The author proposes classification of Takaful-insurance on such grounds as a way of providing services, specialization of services, consumers of services organizational model. Summarizes the specific characteristics of the main models of Takaful insurance, depending on the participation in the profits of the shareholders of the Takaful operator. It is proposed introduction of Takaful insurance in the new insurance products of classical insurance. Keywords: takaful insurance, operator, participants, elements, classification, model.References
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