Совершенствование подходов к оцениванию стоимости страховых компаний
Abstract
В статье исследованы преимущества и недостатки известных подходов к оценке рыночной стоимости страховых компаний, выделены риски, возникающие при применении каждого из них. Для преодоления недостатков отдельных методов и повышения достоверности результатов оценивания, автор предлагает использовать интегрированный показатель стоимости, позволяющий учесть больший спектр информации, интегрировать в себя результаты, полученные разными методами оценки с учетом стадии жизненного цикла компании и возможных рисков, влияющих на качество и достоверность показателя стоимости, оцененного определенным методом. Ключевые слова: стоимость страховой компании, оценка, подходы и методы, интегрированный показатель. The article explores the downsides and plus sides of known approaches to assessing the market value of an insurance companies, identifies the risks that arise when applying each of them. In order to overcome the shortcomings of certain methods and increase the reliability of the results of the assessment, the author proposes to use an integrated cost indicator that allows to take into account a wider range of information, integrate the results obtained by different estimation methods taking into account the stage of the company's life cycle and possible risks affecting the quality and reliability of the cost indicator, estimated by a certain method. Keywords: cost of the insurance company, assessment, approaches and methods, integrated indicator.References
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