Специфика краудфинансирования инновационных проектов вуза
Abstract
В статье исследованы возможности реализации инновационных проектов вуза на основе краудфинансирования. Краудинвестинг рассматривается как ключевой инструмент финансирования университетских стартапов. Предложено создание на базе Полесского государственного университета краудинвестинговой платформы. Специфика предлагаемой платформы – трехсубъектность: 1) автор идеи; 2) модератор (менеджер); 3) инвестор. В формате трехсубъектной КИП субъектами предложения бизнес-идей могут быть и студенты. Система мер, которая обусловит устойчивую мотивацию студентов становиться авторами: традиционные средства морально-психологического стимулирования (грамоты, устное поощрение и т.п.); формирование рейтинга наиболее креативных студентов; установление корреляции между креативностью студентов и оценками; обучение наиболее креативных студентов по индивидуальному графику; денежное поощрение. Модераторами студенческого творчества должны быть преподаватели. Краудинвестинговая платформа обеспечит прозрачность конкуренции различных бизнес-идей, потому что обсуждения, выражение поддержки и инвестиции будут осуществляться публично. Предполагается создание универсальной системы оценивания проектов и системы интегрирования этих оценок в личные рейтинги студентов и преподавателей. И лишь после того, как принципы реального финансирования будут четко определены, возможна полная коммерциализация проектов на стандартных для краудинвестинга условиях. Ключевые слова: краудфинансирование, краудфандинг, краудинвестинг, инновационный проект, инвестор, краудинвестинговая платформа. The possibilities of realization of innovation projects of the university on the basis of crowdfinancing are investigated in the article. Crowdinvesting is seen as a key tool for funding university start-ups. The creation of a crowdinvesting platform on the basis of Polessky State University is proposed. The specificity of the proposed platform is three-subjectness: 1) the author of the idea; 2) the moderator (manager); 3) the investor. Students can also be the subjects of the proposal of business ideas in the format of a three-object CIP. The system of measures that will cause steady motivation of students to become authors: traditional means of moral and psychological stimulation: reading and writing, oral encouragement, etc.; formation of the rating of the most creative students; the establishment of a correlation between student creativity and grades; providing the most creative students with training on an individual schedule; monetary encouragement. The teaching staff should be the moderators of student creativity. Crowdinvesting platform will ensure the transparency of competition of various business ideas because discussion, support and investments will be made public. It is planned to create a universal system for evaluating projects and integrating these assessments into personal ratings of students and teaching staff. As soon as the principles of real financing are clearly defined, full commercialization of projects will be possible on standard conditions for crowdinvesting. Keywords: crowdfinancing, crowdfunding, сrowdinvesting, innovative project, investor, сrowdinvesting platform.References
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Sovik L.E., Losev R.N. Projects of Regional Innovation Clusters as a Business Process. Ekonomika i banki [Economy and banks], 2016, no. 2. pp. 102-110.
Shebeko K.K. Innovative Infrastructure of Scientific–Industrial Cluster. Ekonomika i banki [Economy and banks], 2016, no. 2. pp. 97-101.
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